Florida PIP Auto Insurance Claims & Personal Injury Law
You’ve Been in a Car Accident, What’s Next?
When you are involved in a motor vehicle accident in Florida that has resulted in injury, an experienced car accident and PIP attorney may prove to be indispensable. Florida is considered a “no-fault” State, thus requires drivers to carry PIP (Personal Injury Protection). The minimum PIP coverage amount in Florida is $10,000 which is to provide “immediate medical coverage.”
It is important to understand that auto insurance is a business. If you have been injured in a car accident, do not assume your insurance company is on your side. Seek medical treatment promptly and within 14 days if you are injured in an automobile accident. This allows for compensation of no less than $2,500 for medical bills, but remember, it is not guaranteed.
Consult with a Florida Car Accident Attoney Prior to Filing a PIP Claim
Consult with a Pasco County car accident attorney before you speak with your insurance carrier’s adjusters. This can help you to understand your rights, your automobile insurance coverage including your PIP Medpay or disability coverage. You may also have additional insurance policies that can provide relief. A personal injury lawyer can help you to identify options that may provide you with compensation for your medical expenses and other losses when you’ve been injured in an motor vehicle accident.
When Medical Bills & Losses Exceed PIP Coverage
If your medical costs exceed the amount of your PIP policy, then you will want to file a personal injury lawsuit against the other driver, providing negligence can be proven. Additionally, in cases where serious injuries and disability are present, it will be beneficial to hire a Pasco County car accident and personal injury trial attorney who has knowledge of Florida Personal Injury laws.
Filing an Accident Claim Under Your PIP Policy
Once you have reported a claim to your insurance company, they will immediately start to evaluate your injury and accident claim. Insurance adjusters will seek out any information that will help the insurance company to minimize compensation. (Remember, insurance companies are businesses who do not want to lose money.)
Frequently, when an injured party attmepts to handle their own PIP or other personal injury case, they quickly find out that fighting a team of lawyers on a PIP claim denial will prove futile. Most people lack the foresight and knowledge of Florida personal injury law and they are no match against these teams of lawyers and insurance adjusters. The insurance company will generally attempt to either get an injured party to settle, or, they will simply deny all claims. By the time it gets to this stage however, the person who has been injured may have unknowingly compromised their case by either innocently saying the wrong thing in an EUO or even by obtaining the wrong medical care for their injuries.
Minor Injuries in Car Accidents & PIP
Even when you think your injuries are minor it is recommended that you consult with a personal injury attorney before being denied a PIP or Med Pay claim. Car accidents such as rear end collisions can seem relatively minor at first, yet they frequently result in soft tissue injuries and whiplash. These injuries should never be minimized as they can lead to other complicated health problems. Insurance adjusters throw red flags at car accidents that have low property damage and habitually deny claims to the injured. Don’t let this happen to you. Consult with a Pasco County PIP and car accident attorney immediately after you’ve been in a motor vehicle accident, motorcycle accident or trucking accident. A good personal injury and car accident attorney will care about your health and future, and won’t look to simply settle a case as some law firms do. Wendy Doyle-Palumbo fights for the injured to ensure that they obtain the proper care and compensation for their injuries and is not afraid to stand up against the large insurance companies and their teams of corporate lawyers. As an experienced Florida car accident attorney in Pasco County Florida, Attorney Doyle-Palumbo will work to discover the facts about your accident and injuries and focus on protecting and defending your rights, your health and your financial well being.
Serious Injuries as a Result of an Automobile Accident
If the injuries you sustained in a car accident are serious or if you have lost a loved one to a car accident then you will likely look to hire a Florida personal injury attorney in your area. You should be aware that not all personal injury attorneys are the same. As a trial lawyer, Wendy-Doyle Palumbo differs from a “personal injury settlement lawyers” thus, she will go the distance. Whether it’s a wrongful death lawsuit or a car accident personal injury lawsuit, Attorney Doyle-Palumbo will work diligently to ensure you are compensated properly for your medical expenses, loss due to your injuries and any suffering you’ve endured in accordance with Florida Law.
For a free consultation, please call 727-233-2134 or contact Personal Injury Attorney Wendy Doyle-Palumbo below. Attorney Doyle-Palumbo represents the injured who need to hire a car accident attorney in Pasco County, Hernando County, Citrus and Pinellas County, FL.